body{min-height:100vh;background:#ede9e3}.page{min-height:100vh;display:grid;grid-template-columns:1fr 1fr;align-items:stretch}.left-panel{background:#0d1f3c;padding:2rem 2.5rem;display:flex;flex-direction:column;justify-content:flex-start;position:sticky;top:0;height:100vh;overflow:hidden}.left-logo{display:flex;align-items:center;gap:10px;margin-bottom:1.5rem;text-decoration:none}.left-logo-mark{width:36px;height:36px;background:#c8102e;border-radius:9px;display:flex;align-items:center;justify-content:center;font-size:18px;color:#fff;font-weight:900;font-family:Playfair Display,serif}.left-logo-text{display:flex;flex-direction:column}.left-logo-name{font-size:15px;font-weight:700;color:#fff;letter-spacing:-.01em;line-height:1.1}.left-logo-tagline{font-size:10px;color:#c8102e;font-weight:500;letter-spacing:.05em;text-transform:uppercase}.left-strapline-top{font-size:15px;color:#a8c0d8;line-height:1.5;margin-bottom:.6rem;font-style:italic}.left-eyebrow{font-size:11px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:#c8102e;margin-bottom:.75rem}.left-title{font-family:Playfair Display,Georgia,serif;font-size:clamp(1.8rem,3vw,2.4rem);color:#fff;line-height:1.2;margin-bottom:.9rem}.left-title em{color:#e8192e;font-style:normal}.left-stats-label{font-size:10px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#c8102e;margin-bottom:.5rem;margin-top:0}.left-stats{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:#c8102e;border:1px solid #c8102e;border-radius:14px;overflow:hidden;margin-bottom:1.25rem}.left-stat{background:#091629;padding:1rem 1.25rem;text-align:center}.left-stat-num{font-family:Playfair Display,serif;font-size:2rem;color:#e8192e;line-height:1;margin-bottom:4px}.left-stat-label{font-size:12px;color:#a8c0d8;font-weight:500;line-height:1.4}.left-usps{display:flex;flex-direction:column;gap:.9rem;margin-bottom:1rem}.left-usp{display:flex;align-items:flex-start;gap:1rem}.left-usp-icon{font-size:1.25rem;flex-shrink:0;margin-top:1px}.left-usp-heading{font-size:14px;font-weight:700;color:#fff;margin-bottom:3px}.left-usp-body{font-size:13px;color:#7a9ec0;line-height:1.55}.left-footer{font-size:12px;color:#7a9ec0;display:flex;align-items:center;gap:8px;margin-top:auto}.left-footer:before{content:"";width:6px;height:6px;background:#c8102e;border-radius:50%;flex-shrink:0}.right-panel{background:#ede9e3;padding:3rem 2.5rem;overflow-y:auto}.progress-wrap{margin-bottom:1.75rem}.progress-labels{display:flex;justify-content:space-between;margin-bottom:8px;gap:4px}.progress-label{font-size:10px;font-weight:500;letter-spacing:.05em;text-transform:uppercase;color:#a09080;transition:color .3s;text-align:center;flex:1}.progress-label.active{color:#0d1f3c;font-weight:700}.progress-label.done{color:#c8102e}.progress-track{height:3px;background:#d8d0c4;border-radius:999px}.progress-fill{height:3px;background:linear-gradient(90deg,#c8102e,#e8192e);border-radius:999px;transition:width .5s cubic-bezier(.4,0,.2,1)}.step-title{font-family:Playfair Display,serif;font-size:1.6rem;color:#0d1f3c;margin:0 0 .35rem;font-weight:700}.step-hint{font-size:14px;color:#333;margin-bottom:1.75rem;line-height:1.5}.field{margin-bottom:1.4rem}.field-label{display:block;font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:#8b1528;margin-bottom:6px}.field-sublabel{font-size:13px;color:#444;margin-bottom:8px;line-height:1.5}.radio-group{display:flex;flex-direction:column;gap:8px}.radio-option{display:flex;align-items:center;gap:12px;padding:12px 16px;border:1.5px solid #d8cfc4;border-radius:10px;cursor:pointer;font-size:14px;color:#2a1a0a;background:#faf7f3;transition:all .15s;font-weight:500;box-shadow:0 1px 3px #0000000d}.radio-option:hover{border-color:#c8102e}.radio-option.selected{border-color:#c8102e;background:#fff0f2}.radio-option input{accent-color:#c8102e;width:15px;height:15px;flex-shrink:0;cursor:pointer}.text-input,.sel-input{width:100%;padding:11px 14px;border:1.5px solid #d8cfc4;border-radius:10px;font-size:14px;font-family:Inter,sans-serif;color:#1a1a1a;background:#faf7f3;box-shadow:0 1px 3px #0000000d}.text-input:focus,.sel-input:focus{outline:none;border-color:#c8102e;box-shadow:0 0 0 3px #c8102e26}.nav{display:flex;justify-content:space-between;align-items:center;margin-top:2rem;padding-top:1.5rem;border-top:2px solid #d8cfc4}.nav-right{margin-left:auto}.btn-primary{padding:11px 24px;background:linear-gradient(135deg,#a00d24,#c8102e);color:#fff;border:none;border-radius:10px;font-family:Inter,sans-serif;font-size:14px;font-weight:600;cursor:pointer;transition:opacity .15s}.btn-primary:hover:not(:disabled){opacity:.88}.btn-primary:disabled{opacity:.45;cursor:not-allowed}.btn-ghost{padding:11px 16px;background:transparent;color:#333;border:1.5px solid #c8c7c0;border-radius:10px;font-family:Inter,sans-serif;font-size:14px;font-weight:500;cursor:pointer}.btn-ghost:hover:not(:disabled){background:#f0f0ee}.btn-ghost:disabled{opacity:.45;cursor:not-allowed}.result-banner{background:#0d1f3c;border-radius:16px;padding:2.5rem 2rem;text-align:center;margin-bottom:1.75rem}.result-banner.none{background:#e8e7e2}.result-missing-label{font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:#e8192e;margin-bottom:.75rem}.result-banner.none .result-missing-label{color:#8b1528}.result-banner.none .result-label{color:#333}.result-label{font-size:15px;color:#d4e0e2;font-weight:500}.result-sublabel{font-size:12px;color:#7a9ec0;margin-top:6px}.result-banner.none .result-sublabel{color:#666}.result-total{font-family:Playfair Display,serif;font-size:clamp(3.2rem,11vw,5rem);font-weight:700;color:#e8192e;line-height:1;margin-bottom:.4rem;letter-spacing:-.02em}.result-total-sub{font-size:14px;color:#a8c0d8;font-weight:500;margin-bottom:1rem}.result-headline{font-size:15px;color:#d4e0e2;line-height:1.6;max-width:520px;margin:0 auto}.result-headline strong{color:#fff;font-weight:600}.result-ineligible-headline{font-family:Playfair Display,serif;font-size:1.5rem;color:#333;font-weight:700;margin-bottom:.5rem;line-height:1.25}.estimate-breakdown{margin:0 0 1.5rem;padding:1.35rem 1.4rem;background:#fff;border:1.5px solid #e0dfd9;border-radius:12px}.estimate-breakdown-heading{font-family:Playfair Display,serif;font-size:1.15rem;color:#0d1f3c;margin:0 0 1rem;font-weight:700}.breakdown-table{display:flex;flex-direction:column;gap:0}.breakdown-row{display:flex;justify-content:space-between;align-items:baseline;gap:1rem;padding:.55rem 0;border-bottom:1px solid #eceae5;font-size:14px}.breakdown-row:last-child{border-bottom:none}.breakdown-label{color:#444;line-height:1.45}.breakdown-value{color:#0d1f3c;font-weight:600;white-space:nowrap}.breakdown-row--deduction .breakdown-value{color:#8b1528}.breakdown-row--subtotal{margin-top:.25rem;padding-top:.75rem;border-top:2px solid #d8cfc4;border-bottom:none;font-weight:600}.breakdown-row--subtotal .breakdown-label{color:#0d1f3c;font-weight:600}.breakdown-row--final{margin-top:.5rem;padding:.85rem 0 0;border-top:2px solid #0d1f3c;border-bottom:none}.breakdown-row--final .breakdown-label{font-family:Playfair Display,serif;font-size:1rem;color:#0d1f3c;font-weight:700}.breakdown-row--final .breakdown-value{font-family:Playfair Display,serif;font-size:1.2rem;color:#c8102e;font-weight:700}.next-steps-box{margin-top:1.5rem;padding:1.35rem 1.4rem;background:#f0ebe4;border-radius:12px;border:1.5px solid #d8cfc4}.next-steps-title{font-size:11px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#0d1f3c;margin-bottom:.5rem}.next-steps-intro{font-size:14px;color:#333;line-height:1.65;margin-bottom:1rem}.next-steps-links{display:flex;flex-direction:column;gap:.65rem;align-items:flex-start}.next-steps-link{font-size:14px;font-weight:600;color:#0d1f3c;text-decoration:none;border-bottom:1.5px solid #f0c0c8;padding-bottom:1px;transition:color .15s,border-color .15s}.next-steps-link:hover{color:#c8102e;border-bottom-color:#c8102e}.next-steps-link--primary{display:inline-flex;align-items:center;padding:11px 22px;background:#0d1f3c;color:#fff;border-radius:10px;border-bottom:none;transition:background .15s}.next-steps-link--primary:hover{background:#c8102e;color:#fff;border-bottom:none}.results-list{display:flex;flex-direction:column;gap:10px}.result-card{background:#fff;border:1.5px solid #e0dfd9;border-radius:12px;padding:1.25rem 1.4rem}.result-card.likely{border-color:#c8102e}.result-card-head{display:flex;justify-content:space-between;align-items:flex-start;gap:10px;margin-bottom:8px}.result-name{font-size:15px;font-weight:700;color:#111}.result-amount{font-size:13px;color:#8b1528;font-weight:600;margin-top:3px}.chip{display:inline-flex;align-items:center;gap:4px;padding:4px 12px;border-radius:999px;font-size:12px;font-weight:600;white-space:nowrap;flex-shrink:0}.chip.yes{background:#fde8ec;color:#8b1528}.chip.no{background:#e8e7e2;color:#333}.result-summary{font-size:14px;color:#1a1a1a;line-height:1.7;margin-bottom:8px}.result-tip{font-size:13px;color:#333;line-height:1.6;margin-bottom:10px;font-style:italic}.result-link{font-size:13px;font-weight:600;color:#0d1f3c;text-decoration:none;border-bottom:1.5px solid #f0c0c8;padding-bottom:1px}.result-link:hover{border-bottom-color:#0d1f3c}.result-link.muted{color:#555;border-bottom-color:#ccc}.already-box{margin-top:1.25rem;padding:1rem 1.25rem;background:#f0ebe4;border-radius:10px;border:1.5px solid #d8cfc4}.already-title{font-size:11px;font-weight:600;text-transform:uppercase;letter-spacing:.05em;color:#555;margin-bottom:4px}.already-list{font-size:14px;color:#111;line-height:1.6;font-weight:500}.disclaimer{margin-top:1.5rem;padding:1rem 1.25rem;background:#e5dfd8;border-radius:10px;font-size:13px;color:#444;line-height:1.6}.disclaimer strong{color:#111}.footer-note{text-align:center;font-size:11px;color:#888;margin-top:1rem}@media (max-width: 800px){.page{grid-template-columns:1fr}.left-panel{position:relative;height:auto;padding:2rem 1.5rem}.right-panel{padding:2rem 1.25rem}}